# Research Scientist Junior/Junior+ at Plata Card

Research Scientist Junior/Junior+ at Plata Card in Worldwide. Posted September 2, 2026.

- Company: Plata Card
- Location: Worldwide
- Posted: 2026-09-02
- Apply: https://plata.careers/vacancy/details?id=5413951008&gh_jid=5413951008
- Source: https://jobmagic.ai/jobs/research-scientist-juniorjunior-plata-card-2yc8tf

## Description

We are looking for a **Junior Research Scientist** to work on foundation models for financial data. Several of them already run in production on bureau, transactional and graph data; your work is to extend that line to new data domains and new downstream tasks — credit risk, acquisition, anti-fraud, LTV forecasting.

 

We work with Python, PyTorch, MLFlow, AWS, Snowflake and modern AI coding tools such as Claude Code, OpenAI Codex and Cursor.

 

This is a great opportunity for someone at the **beginning of their career** and who wants to work on large-scale, technically challenging projects. 

 

**Challenges that await you:**

- Train self-supervised models on discrete sequences to beat the SOTA and achieve business impact in downstream tasks across Plata, such as: credit risk, transaction anti-fraud, acquisition and LTV forecasting

- Stay on top of SOTA research, applying the latest NLP and DL techniques to fintech models

- Work with large multimodal datasets: tabular, behavioral, transactional, device and network, text, time series, graphs

- Optimize the utilization of compute resources for both training and inference

- Own and develop solutions end-to-end, from idea to data collection to experiments to training runs to inference optimization to evaluating impact

- Perform rigorous evaluations

- Write articles and speak at industry conferences

**What makes you a great fit:**

- Education: mathematics, engineering, computer science, artificial intelligence or another strong quantitative field

- Strong foundation in machine learning and deep learning, with hands-on experience building and experimenting with models using PyTorch and LLMs

- Understanding of dataset design and data mixing for deep learning training

- Demonstrated understanding of how to maximize the utilization of compute resources and efficiently perform experiments to validate research ideas

- Solid communication skills

- High autonomy and ownership

**Your bonus skills:**

- Published research in machine learning or deep learning

- Personal projects or startup experience in AI, machine learning or deep learning

- Internship experience in research, ML or DL teams

- B1 or higher English level for effective communication with an international team

**Our ways of working:**

- **Innovative Spirit: **A commitment to creativity and groundbreaking solutions

- **Honest Feedback:** valuing open, transparent communication

- **Supportive Team: **a strong, collaborative community

- **Celebrating Achievements: **recognizing our wins together

- **High-Tech Environment:** a team full of smart and revolutionary people who dare to challenge the status quo of incumbent finances 

**Our benefits:**

- **Relocation support** to one of our hubs — Georgia or Mexico — with assistance for the employee and their family

- **Flexible work **from one of our offices or remotely within time zones from GMT-2 to GMT+5

- **Healthcare Coverage**

- **Education Budget:** Language lessons, professional training and certifications

- **Wellness Budget:** Mental health and fitness activity reimbursements

- **Vacation Policy:** Annual leave and paid sick leave as per applicable policies