# Growth Management - Merchant Lending (GM/DGM) at Paytm

Growth Management - Merchant Lending (GM/DGM) at Paytm in Bangalore, Karnataka. On-site. Posted October 6, 2026.

- Company: Paytm
- Location: Bangalore, Karnataka
- Workplace: On-site
- Experience: 5+ years
- Posted: 2026-10-06
- Apply: https://jobs.lever.co/paytm/c2fc6a36-bbb3-44bb-88ca-e41f4ffc7119/apply
- Source: https://jobmagic.ai/jobs/growth-management-merchant-lending-gmdgm-paytm-q8t5bg

## Description

**About Us: **Paytm is India’s leading mobile payments and financial services distribution company. A pioneer of the mobile QR payments revolution, Paytm builds technology that enables small businesses and consumers to participate in the digital economy. Our mission is to serve half a billion Indians and bring them into the mainstream economy through technology.
**About the role**Operate at the intersection of product, analytics and growth for our merchant lending business.
**What you will do**• Own the end-to-end lending funnel in the app: offer discovery, eligibility, application, KYC, e-sign/e-mandate, disbursal, repayment and repeat borrowing.• Dig into data to diagnose funnel leaks, cohort behaviour and segment-level differences, and turn findings into a prioritised growth roadmap.• Define the growth hypotheses, write BRDs and work with product/ engineering and design to ship features — smarter offer placement, pre-filled applications, faster KYC, one-tap top-ups, renewal nudges.• Design and analyse A/B tests rigorously: hypothesis, sample size, guardrail metrics, statistical significance, and incrementality.• Build and maintain the metrics framework and dashboards for merchant lending (north-star, input metrics, cohort views).• Work with Campaigns/CRM to make product surfaces and lifecycle communication work together.• Coordinate closely with the Product team on roadmap priorities, and with the Data Warehouse (DWH) / data engineering team to define events, data models and pipelines so lending metrics are accurate, timely and self-serve.• Drive AI and automation across growth workflows — e.g. automated segmentation and offer targeting, propensity models for who to nudge and when, auto-generated reports and alerts, and AI-assisted merchant communication — reducing manual effort and speeding up experiments.• Talk to merchants regularly — calls, field visits, user research — to keep the roadmap grounded in real needs.
**What we are looking for**• 5–8 years across product management, growth or product analytics• Strong analytical skills• Deep comfort with experimentation design and statistics.• Clear writing and structured thinking; able to make a data-backed case to leadership.• High ownership, bias for action and comfort with ambiguity.
**Why join us **1. A collaborative output driven program that brings cohesiveness across businesses through technology.2. Improve the average revenue per use by increasing the cross-sell opportunities.3. A solid 360 feedback from your peer teams on your support of their goals.4. Respect, that is earned, not demanded from your peers and manager. **Compensation: **If you are the right fit, we believe in creating wealth for you.With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!