# Credit & Commercial Senior Analyst at Lendable Credit & Commercial Senior Analyst at Lendable in London. Hybrid, full-time. Posted November 14, 2025. - Company: Lendable - Location: London - Workplace: Hybrid - Job type: Full-time - Posted: 2025-11-14 - Apply: https://jobs.ashbyhq.com/lendable/c5efb4e9-ef14-46dc-8176-21bbaab27073/application - Source: https://jobmagic.ai/jobs/credit-commercial-senior-analyst-lendable-0dyh7a ## Description ### About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start: - One of the UK’s most exciting unicorns with a team of over 800 people - Among the** fastest-growing tech** companies in the UK - Profitable since **2017** - Backed by top investors including **Balderton Capital **and** Goldman Sachs** - **Loved by customers** with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we’ve rebuilt the Big Three consumer finance products from scratch:** loans, credit cards and car finance**. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks **with dated systems and painful processes.** ### Join us if you want to - **Take ownership: **you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 - **Work in small teams of exceptional people:** Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions - **Build the best technology in-house**: we use new data sources, machine learning and AI to make machines do the heavy lifting ### About the role We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return. You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives. You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. ### **Team's Objectives:** Autolend is building **high performing portfolios**, with bold growth targets and a commitment to responsible lending. Your core responsibilities include: - **Optimising our pricing strategy, **how much to lend and at what interest rate. - **Improving our conversion funnel, **responding to qualitative feedback as well as data insights. - **Building a product that our customers and partners love.** ### **How you'll impact those objectives** - Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns - Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy - Seek out novel strategies and commercial approaches we can take advantage of - Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market - Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance - Monitor and assess the success of implemented strategies and continuously identify areas for improvement. ### What you'll need to succeed - Daily coding experience, with proficiency in Python and SQL ideally - Proven experience in credit risk or commercial strategy roles, ideally within consumer lending. - A strategic mindset and the ability to translate complex data into clear, actionable decisions. - A focus on delivering results that align with both commercial and customer needs. - A collaborative, open approach and a willingness to challenge your own assumptions - Experience working in marketing / growth roles is a plus, but not required! ### Interview Process We’re not corporate, so we try our best to get things moving as quickly as possible. - An initial phone conversation with a member of our team. - Onsite interviews, including a practical case study and team conversations. - A final discussion with a member of our executive leadership (C-suite). ### Life at Lendable - **Winning team: **the opportunity to scale up one of the world’s most successful fintech companies - **Flexible working: **flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites - **Socials & connection: **opportunities and events to come together, socialise, and get to know each other beyond the office walls - **Health coverage:** support for your physical and mental wellbeing, including private health cover - **Retirement & savings:** long-term financial wellbeing through retirement savings plans - **Employee referral programme:** earn a competitive bonus when you refer successful new team members - **Office meals & snacks:** enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations - **Sustainable commuting:** cycle-to-work and electric vehicle salary sacrifice schemes available in select locations ***Please note:** The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.* Check out our blog!