# Credit & Commercial Manager at Lendable Credit & Commercial Manager at Lendable in London. Hybrid, full-time. Posted November 14, 2025. - Company: Lendable - Location: London - Workplace: Hybrid - Job type: Full-time - Posted: 2025-11-14 - Apply: https://jobs.ashbyhq.com/lendable/ad48fb81-245f-4bfd-9edc-3cc15659dfc7/application - Source: https://jobmagic.ai/jobs/credit-commercial-manager-lendable-454x7q ## Description ### About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start: - One of the UK’s most exciting unicorns with a team of over 800 people - Among the** fastest-growing tech** companies in the UK - Profitable since **2017** - Backed by top investors including **Balderton Capital **and** Goldman Sachs** - **Loved by customers** with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we’ve rebuilt the Big Three consumer finance products from scratch:** loans, credit cards and car finance**. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks **with dated systems and painful processes.** ### Join us if you want to - **Take ownership: **you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 - **Work in small teams of exceptional people:** Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions - **Build the best technology in-house**: we use new data sources, machine learning and AI to make machines do the heavy lifting ### About the role We’re looking for an analytically-minded **Credit & Commercial Manager **to lead our **commercial & pricing strategy** in our motor finance team, Autolend. We’re building **high performing portfolios**, with bold growth targets and a commitment to responsible lending. We are looking for someone who loves using **strong analytics to drive smarter decisions**, optimise performance, while delivering strong portfolio returns. Initially you will be an individual contributor role with the opportunity to **build and lead a team** as we grow. You’ll be entrusted with thought leadership on our commercial strategy, and have **a large remit to set up and optimise our pricing to help achieve our objectives.** You'll join a **collaborative, ambitious organisation with minimal bureaucracy** where ideas matter more than hierarchy with your work directly shaping strategic decisions, enhancing our portfolio performance. ### What You’ll Do: - **Own and optimise** our pricing strategy, deciding how much we lend and at what rates to deliver sustainable growth. - **Enhance our customer journey**, improving conversion and performance through both data insights and qualitative feedback. - **Define and evolve** a multi-channel commercial strategy that balances business growth with responsible lending. - **Discover insights** from datasets using Python and SQL to uncover opportunities and optimise our strategy - **Stay ahead of competitors** by monitoring trends, and acquisition channels and adapting quickly. - **Collaborate cross-functionally** with product, engineering, data, and external partners to improve funnel performance - **Measure impact** — track results, learn fast, and refine strategies to maximise both customer value and business performance. ### What you'll need to succeed - **Daily coding experience,** with proficiency in both Python and SQL ideally - **Experience in credit risk or commercial strategy** roles, ideally within consumer lending or Motor Finance - **Strategic and analytical thinking**, with the ability to turn complex data into clear, actionable insights - **Drive to deliver results**, aligning with both commercial and customer needs. - **Curious and collaborative** approach and a willingness to challenge your own assumptions - Experience working in marketing / growth roles is a plus, but not required! ### Interview Process - An initial phone conversation with a member of our team. - Interviews including a practical case study and team conversations. - A final discussion with a member of our executive leadership (C-suite). ### Life at Lendable - **Winning team: **the opportunity to scale up one of the world’s most successful fintech companies - **Flexible working: **flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites - **Socials & connection: **opportunities and events to come together, socialise, and get to know each other beyond the office walls - **Health coverage:** support for your physical and mental wellbeing, including private health cover - **Retirement & savings:** long-term financial wellbeing through retirement savings plans - **Employee referral programme:** earn a competitive bonus when you refer successful new team members - **Office meals & snacks:** enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations - **Sustainable commuting:** cycle-to-work and electric vehicle salary sacrifice schemes available in select locations ***Please note:** The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.* Check out our blog!