# Backend Engineer, Payments & Risk at Stripe Backend Engineer, Payments & Risk at Stripe in Toronto, Canada. Hybrid. Posted October 7, 2026. - Company: Stripe - Location: Toronto, Canada - Workplace: Hybrid - Experience: 2+ years - Posted: 2026-10-07 - Apply: https://stripe.com/jobs/search?gh_jid=8260985 - Source: https://jobmagic.ai/jobs/backend-engineer-payments-risk-stripe-fbhb62 ## Requirements - 2-12+ years of industry software engineering experience (does not include internships nor includes co-ops) - Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic) - Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success - Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial - Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users ## Description ### **Who we are** ### **About Stripe** Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ### **About the Organization Payments and Risk ***Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk* The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability.  **Team Matching:** exact team matching for one of the subteams will begin during final stages.* Please note we may also consider you for different orgs based on your experience, location, etc. *More information on our team matching process can be found here.  ### **What you’ll do** We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product –  at Stripe to deliver innovative solutions that address evolving user needs. ### **Responsibilities** - Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests - Debug and solve critical production issues across services and multiple levels of the stack - Mentor engineers to help them grow - Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes - Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues ### **Who you are** We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. ### **Minimum requirements** - 2-12+ years of industry software engineering experience (does not include internships nor includes co-ops) - Strong coding skills in any programming language *(we understand new languages can be learned on the job so our interview process is language agnostic)* - Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success - Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial - Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users ### **Preferred Qualifications** - - - Experience with large-scale financial tracking systems - Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.)